There are lots of ways to save money using Marks & Spencers Money. Not least of these is Marks & Spencer Standard Motor Insurance. With Marks & Spencers Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from Marks & Spencers Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spenser, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Financial Services, you get more, and you pay less.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks n Spencer are so useful. Marks & Spencers Money financial products are, of course, designed to make Marks & Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings Insurance policies. Usually, UK Buildings Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencers Money Buildings Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencers Money Buildings Insurance than you will anywhere else, and you may even pay less with M&S.

Marks & Spencers Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencers Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencers Money UK and European Breakdown Cover, since it covers you as a passenger too.

Resort 3 Blade Travel Fan, at Marks & Spencers
Keep cool on the move with this handy travel fan

Facet Detail Sunglasses, at Mark & Spensers
A hot look for summer, these fabulous facet detail sunglasses add instant style and glamour

Lotus Flower Pillar Candle, at Marks & Spencers
Lotus flower fragrance Ribbed design Includes shallow holder Burns upto 50 hours, Manufacturer: Marks & Spencer

Dad Cup of Tea Birthday Card, at Marks & Spencer
Cover text: Relax and put your feet up on your Birthday Dad Inside message: blank for your own message Approx Size: 114mm x 228mm

Portfolio Mixed Bead Multi Strand Necklace, at Marks and Spenser
Clasp fastening Assorted beads Multi-strand design Chain necklace Adjustable length Necklace length: 41cm extendable by: 8cm

Easy Iron Pure Cotton Long Sleeve Plain Shirt, at Marks & Spensers
Made for your added convenience, this pure cotton shirt is a smart step in the right direction, thanks to a handsome design and double button cuffs

Collezione Pure Cotton Long Sleeve Rib Stripe Shirt, at Marks & Spencers
Italian style is renowned for its attention to detail. Each collezione piece is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this shirt to give you a feeling of luxury like no other

Limited Collection Faux Fur Lined Boots, at Marks & Spencer
Round toe Stitch detail Pull on Faux fur lined

The Floral Collection Iris Soap, at Mark & Spencers
3 x 100g Iris scented Added moisturisers

2 Pairs of Cotton Rich Plain Tights, at Marks and Spenser
Stock up on stylish essentials with this pack of 2 cotton rich plain tights

Pretty Pink Bouquet with 50% More Roses, at Marks&Spencer
50% more roses when ordering this bouquet for delivery between 21st August to 5th September 2009 Sophisticated and elegant, this array of roses and alstroemeria blooms perfectly captures the freshness of a crisp summer morning Available for delivery from 1st April to 30th September 2009

Older Boys' Leaf Print Swimming Shorts, at Marks and Spencer
A leaf print design gives these swimming shorts a contemporary twist. A fashionable and practical style

10 Top Hat & Tiara Thank You Cards, at Marks and Spenser
Cover text: Thank you Inside Message: Blank for your own message Pack contains: 10 cards, 1 design Approx size: 120 x 120mm

Flat Front Stripe Trousers, at MarksandSpencer
Smart and stylish, these stripe trousers are made from a hardwearing wool blend. An ideal choice for work or everyday wear

De Saint Gall Grand Cru Brut Vintage Champagne 2002 - Case of 6, at Marks and Spencer
Style: Dry Grape variety: Chardonnay Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

3 Pure Cotton Assorted Heart Print Tops, at Marks & Spensers
Comfortable, fashionable and practical, these pure cotton tops feature assorted, plain and heart print design. A great value pack

Girly Cupcake Duo Multipack of Cards, at Marks&Spencer
Cover text: Design 1: blank, Design 2: happy birthday Inside message: Both designs: blank for your own message Pack contains: 8 cards, 2 designs Approx size: 138 x 138mm

Blue Harbour Single Breasted Stitch Jacket with Inner Gilet, at Marks and Spencer
Luxurious and stylish, this tailored jacket and gilet is made from a cool cotton and linen blend

Slim Leg Patent Piping Trousers, at Marks & Spensers
Slim and stylish, these trousers are cut to fit and flatter for a sleek modern look. Added stretch gives the perfect fit and patent piping adds a fashionable update

Per Una Pure Cotton Panelled Skirt, at M+S
A fashionable mid-calf length skirt in pure soft cotton. Horizontal pleat detail makes it extra stylish

Younger Boys' Pure Cotton Thomas & Friends Hat, at Marks n Spencer
Fans of Thomas and friends will love this hat featuring Thomas the popular character

Per Una Speziale Moisture Rich Lipstick, at M & S
Moisture rich Hypo-allergenic

2 Easycare Long Sleeve Stripe Shirts & Tie Set, at Marks & Spencers
Smart and stylish, these easycare shirts make a practical choice for everyday wear

Royal Jelly & Pure Honey Moisturising Body Cream, at M & S
Moisturising body cream 200ml

Laser Cut Heart Mum & Dad Anniversary Card, at Mark & Spencers
Cover text: Happy Anniversary Mum & Dad Inside message: Blank for your own message Approx size: Unfolded: 215 x 150mm

Plain Mug, at Marks and Spenser
Plain, Manufacturer: Marks & Spencer

Clear Glass Coffee Table, at Mark's & Spencer
H38 x W120 x D60cm Contemporary clear glass design Made from clear glass Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more SAVE ON SETS Save at least 25% when you buy this table as part of a set. Click here to view the Clear Glass Collection Set. , Manufacturer: Marks & Spencer

Woodspice Body Splash, at Mark's & Spencer
200ml

Mixed Bead Rope Necklace, at Marks & Spencer
Long length Mixed beads Clasp fastening Necklace length: 98cm

Glitter Dress 40th Birthday Card, at Marks & Spencers
Approx. size: 230 x 114mm Cover text: 40 party girl! Inside message: Have a great birthday!

Marks & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings Insurance or Motor Insurance, but Marks and Spenser do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the Marks & Spencers Money website. With a simple, no-hassle service, you can compare features between a number of M&S Finance products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or Marks & Spencers Money loans, credit cards or Buildings Insurance - besides a number of other insurance products, Marks & Spencers Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of Marks & Spencers Money insurance products (Buildings Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spencer insurance products in document format too.