M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Marks and Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings & Contents Insurance or Motor Insurance, but M&S do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M+S Money website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencer Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M+S Money loans, credit cards or Buildings & Contents Insurance - besides a number of other insurance products, M+S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M+S Money insurance products (Buildings & Contents Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.

M+S Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M+S Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with M&S 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M+S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Pure Cotton Bow Bib Top, at Marks and Spencers
Chic and modern, this short sleeve top is made from cool comfortable cotton and features a bow bib detail

Bonded Leather Collection - Oval Bin, at Marks and Spencer
Elegant waste bin Tubular shape Simple design suits most settings H30.8 x W31 x D23.5cm, Manufacturer: Marks & Spencer

Lone Range Gimblett Gravels Red 2006 - Case of 6, at M+S
Style: Dry Grape variety: Mixed Red Country of origin: New Zealand Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml:1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

2 Pairs of Cotton Blend Knee High Socks, at Marks&Spencer
These cotton blend knee high socks make a comfy and warm way to add a touch of style to this season's outfits. Added stretch and a reinforced toe gives durability and comfort

Autograph Wide Leg Belted Trousers, at Mark & Spensers
Fluid and feminine, these wide leg trousers are cut to flatter, giving an elegant silhouette. A stylish, fashionable look

Pink Cake Wedding Card, at Mark's & Spencer
Cover text: To have and to hold, Forever in Love Inside message: With love on your wedding day Approx size: Unfolded: 230 x 114mm

3 Button Bootleg Trousers, at Marks & Spencers
Fashionable and fabulous, bootcuts flatter curves and make legs look longer. This pair sits on the waist and is designed to give a shapely feminine silhouette. A look that's always in style

2 Pure Cotton Assorted Dresses, at MarksandSpencer
Stock up on style with this pack of 2 dresses featuring fabulous fashionable prints

RealCool Cotton™ Active Performance T-Shirt, at Marks and Spencer
Ideal for active wear, this RealCool Cotton™ t-shirt is made from high-performance breathable stretch fabric. It's designed in the latest style for a great fit and ease of movement

Autograph Occasions Draped Grecian Style Wedding Dress, at Marks and Spencers
Feminine and elegant, this full length wedding dress is beautifully designed and detailed with a draped and pleated front and deep V at the back. An exclusive, luxurious look from Autograph for your wedding day

M&S 900W Combi Microwave, Convection Oven & Grill, at Marks and Spencer
25-litre interior capacity 10 variable power levels, including defrost 900W microwave power output, 1200W grill, 2000W fan-assisted convection oven Heating category E (MAFF rating for cooking time) Stainless steel cavity with mirrored front Dimensions: H31 x W51 x D44cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Manufacturer: Marks & Spencer

Adjustable Task Collection - Table Lamp with Green Shade, at Marks and Spencers
Antique-effect brass finish Adjustable height Conical shade, Manufacturer: Marks & Spencer

Long Length Wavy Embellished Skirt, at Marks & Spencer
Long and lovely, this panelled skirt features embellishment detail. Stylish, practical and fashionable

Sapporo Coffee Table Nest & Side Table Set, at Mark & Spensers
2 piece set Coffee table nest: H45 x L100 W52cm (largest) Side Table: H45 x W45 x D45cm Made from solid bamboo and bamboo veneer Finished with a matt lacquer that provides the pieces with extra protection and durability Legs made from solid wood All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Per Una Short Sleeve Balinese Tunic, at Marks & Spencers
A colourful printed tunic with a front and back v-neck featuring waist tie and comes with a camisole

Limited Collection Low Rise Floral Print Brazilian Knickers, at Marks & Spencer
Fabulous and fun, these comfortable Brazilians are part of our Limited Collection lingerie. They're made from a soft stretch cotton blend and the scooped front and back give a shapely modern fit. For a funky look, mix and match with coordinating lingerie from Limited. Casual, contemporary fashion

2 Easycare Long Sleeve Assorted Shirts & Tie Set, at MarksandSpencer
Smart style for less! This pack of 2 assorted shirts and tie set is outstanding value

Autograph Anodised Aluminium 18cm Saucepan, at Marks & Spencer
Clear lid with handle Riveted handle for durability Charcoal-coloured aluminium design Excellent heat distribution with no hot spots Non-stick interior for low-fat cooking and easy cleaning Handwash only Suitable for all cooker types except induction Diam: 18cm Capacity: 2.2 litre Oven safe to 180C/350F/gas mark 4, Manufacturer: Marks & Spencer

Blue Harbour Long Sleeve Lambswool Cardigan, at Marks n Spencer
Soft and comfortable, this long sleeve cardigan is made from pure lambswool

Autograph 4-Piece Copper Base Saucepan Set, at M&S
4 piece set includes: 16cm, 18cm and 20cm saucepans and single steamer insert High performance copper bases for even heat distribution Stainless steel for maximum durability and shine Riveted handles with silicone inserts for comfort and safety Twin pouring lips for left and right-handed cooks Unique glass straining lids for ease and safety Oven safe to a maximum of 180C/350F/gas mark 4 Suitable for all cooker types except induction, Manufacturer: Marks & Spencer

Divan Sets - M400Z+SE 4 DRAWER, at Marks and Spencers
Manufacturer: Marks & Spencer

Portland 2-Seater Sofa, at Marks & Spencer
H76 x W200 x D102cm Seat: H52cm (all dimensions are approximate) Cushions made from shape-retaining foam with thick fibre wrap Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options have reversible seat cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Feet are castors All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 08457 624 624 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Classic Collection Pure Cotton Long Sleeve Nightdress, at Marks & Spencers
Fresh and feminine, this nightdress is made from soft breathable cotton so it feels comfortable to sleep in. The lace trim adds a pretty touch

Hepworth Console Table, at Marks and Spencer
H75 x W117 x D40cm 3 drawers Toughened-glass shelf Brass detailing Made from European Birch solids and veneers Treated with a rich stain and aged with dark patina known as a 'housemaid's rub' Finished with 2 coats of durable, clear lacquer of mid sheen Drawer boxes made from solid European Birch. Drawers made from veneers Handles made of solid antiqued brass Solid European Birch legs Side panels and back panels are veneered. Top panel is veneered with solid birch edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

2 Pure Cotton Drawstring Joggers, at Marks & Spencer
Comfortable enough for crawling or napping in, these soft cotton joggers are a practical and fashionable choice

Easy Iron Pure Cotton Short Sleeve Satin Stripe Shirt, at Marks and Spencer
Stylish and innovative, this long sleeve stripe easycare shirt is quick and easy to iron for a smart crisp look

Orchids on Kraft Large Gift Bag, at M+S
1 gift bag Approx size: H270 x W360 x D100 mm

Laser Cut Heart Wife Birthday Card, at Mark's & Spencer
Cover text: Wife, Have a wonderful birthday Inside message: With lots of love Approx size: 175 mm x 125 mm

Short Sleeve Eyelet Embroidered Top with Silk, at Marks & Spenser
This scoop neck top is a casual style essential. Perfect for mixing and matching with trousers or skirts

Classic Collection Pure Cotton Dual Swirl Neck Top, at Marks and Spencer
Smart and stylish, this short sleeve top is made from cool comfortable cotton and features a dual swirl neckline design

Shopping for financial products at M+S Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spencer online store. Here are just some of the financial products which can be purchased via the M+S Money website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings & Contents Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Mark's & Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M+S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M+S Money website.