There are lots of ways to save money using Marks & Spencer Money. Not least of these is M&S Standard Motor Insurance. With Marks & Spencer Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from Marks & Spencer Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money, you get more, and you pay less.

Marks & Spencer Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencer Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Shopping for financial products at Marks & Spencer Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spencer online store. Here are just some of the financial products which can be purchased via the Marks & Spencer Money website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings & Contents Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spensers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencer Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencer Money website.

Mirrored Collection Console Table, at Marks and Spencer
H77 x W102 x D35 cm 2 drawers Mirrored finish with clear knobs Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pure Cotton Embroidered Lace Detail Top, at Marks & Spencers
This 3/4 sleeve top will make a useful addition to your wardrobe. It features pretty embroidered lace detail for a stylish casual look

Silver Plated Triple Oval Pendant Necklace, at Marks & Spencers
Clasp fastening Adjustable length Oval pendant Necklace length: 41cm, extendable by 8cm

Per Una Modal Rich Spot Print Bra, at Marks&Spencer
Modern and colourful, this spot print bra is embellished with a stylish contrast lace trim. It's underwired for extra support and the plunge style gives an enhanced shape. Pretty everyday fashion

Autograph Pure Linen Bootleg Trousers, at Marks and Spenser
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in smart styles and high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Detroit 3 Door Sideboard, at Marks & Spensers
H80 x W145 x D40cm With 1 shelf in each cupboard and 1 drawer in the central cupboard Made from White Oak solids and veneers Finished with 2 coats of durable, clear lacquer of mid sheen Drawer boxes made from solid European hardwood. Draw fronts made from oak veneer Solid oak legs Shelves made with oak veneer Solid oak doors Side panels made with oak veneer Top panels made from oak veneer with a solid oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning: Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Cotton Blend Thermal Leggings, at M+S
Soft, warm and cosy, these cotton blend thermal leggings are designed to give comfy insulation, perfect for chilly weather

2 Younger Boys' Pure Cotton Monkey Pyjamas with Toy, at Mark & Spencers
Made from comfortable, breathable pure cotton, this pack of 2 monkey print pyjamas are outstanding value

Walkmates Leather Buckle Fastening Sandals, at Mark & Spensers
Open-toe Buckle fastening Contrast stitching Flat sole

Coloured Spots Medium Gift Bag, at Marks and Spenser
Coloured spots medium gift bag with coordinating striped tag 1 gift bag Approx size: H260 x W200 x D90mm

Sheer Blush Eau De Toilette 90ml, at M & S
90ml Eau De Toilette Sheer blush fragrance

M&S 5.2L Slow Cooker, at Marks and Spencer
5.2 litre capacity 3 settings - low, warm and high Toughened glass lid Cool to touch handles Oval shape M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Manufacturer: Marks & Spencer

Autograph Pure Cashmere V-Neck Jumper, at Marks and Spenser
Sophisticated and modern, this plain jumper is made from pure cashmere for the ultimate in luxurious softness

Autograph Weekend Knitted Cowl Neck Dress with Merino Wool, at Marks n Spencer
Part of Autograph Weekend's Sloane trend. Casual yet sophisticated, this is weekend dressing at its most stylish. Featuring a cool colour palette of crisp navy, neutrals and red, this is an effortlessly chic look for the new season

Paua Shell Pear Necklace and Earring Set, at Mark's & Spencer
2 piece set Pear shaped polished shell earrings Multi pear shaped polished shell pendants

Autograph Pure Cotton Stripe Shorts, at M&S
Create your own look by mixing and matching these pure pima cotton pyjama bottoms with our tops and t-shirts. Great for relaxing in style whether you're heading for bed or just chilling out at home

Autograph Handkerchief Collection Tall Vase, at Mark & Spensers
Fluted opening Handkerchief design top Round base Smoked glass H49 x Diam 21.5cm, Manufacturer: Marks & Spencer

Lift The Flap Teddy Hunt Book, at Marks & Spenser
The picnic is ready but where is Spencer Bear? Young children will enjoy lifting the big flaps & the rhymes on each page

Signature Green Fig Burner & Refresher Oil, at Marks and Spencers
Green fig fragrance 15ml, Manufacturer: Marks & Spencer

Luxury Long Sleeve Multi Stripe Shirt with Silk, at Marks and Spencer
The superior quality, cut and detailing on this luxurious cotton and silk shirt are inspired by Jermyn Street tailors. A sophisticated style with a great fit

Older Girls' Heart Print Dressing Gown & Socks, at Marks & Spencer
The heart print makes this soft fluffy dressing gown so cute

Stainless Steel Handle Slotted Spoon, at Marks and Spencers
Hole in handle for convenient storage Stainless steel finish Plastic slotted spoon Lightweight, Manufacturer: Marks & Spencer

Frame Holy Communion Card, at Mark & Spencers
Cover text: On your holy communion Inside message: Blank for your own message Approx size: 174 x 126mm

Large Handkerchief Vase, at M&S
Fluted opening Narrow base Twisted look H30 x Diam 20cm, Manufacturer: Marks & Spencer

Autograph Skinny Floral Tie, at Marks and Spencers
Cut narrower for a contemporary look, this skinny tie adds a smart finishing touch. Ideal for sixth form wear

Maxim Coffee Pot, at Marks and Spenser
Suitable for everyday use Versatile fine dining range Pure white porcelain Removable lid Oversized handle 1 litre capacity H22cm, Manufacturer: Marks & Spencer

Lichfield Console Table, at Marks and Spencers
H75 x L114.5 x W40cm 2 drawers Made from White Oak solids and veneers Finished with 3 coats of durable, clear lacquer of mid sheen Drawers made from solid European hardwood Handles made from solid European hardwood Shelves made from White Oak veneer Side panels are veneered Top panel is veneered with solid oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Per Una 3/4 Sleeve Crochet Cardigan, at Marks and Spencers
A beautiful crochet cardigan in pure cotton, the scallop neck and single hook fastening give it the Per Una touch

Older Boys' Bart Simpson Mule Slippers, at MarksandSpencer
Round toe Slip on Bart Simpson motif 'Bad boy' slogan THE SIMPSONS ™ & 2006 Twentieth Century Fox Film Corporation. All Rights Reserved

Easy Healthy, at Marks and Spencer
Improve your overall feeling of well-being and enjoy great meals with this great collection of healthy recipes.

Marks & Spencer Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencer Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spensers 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencer Money UK and European Breakdown Cover, since it covers you as a passenger too.