Marks & Spencer Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencer Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencers 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencer Money UK and European Breakdown Cover, since it covers you as a passenger too.

There are lots of ways to save money using Marks & Spencer Money. Not least of these is MarksandSpencer Standard Car Insurance. With Marks & Spencer Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from Marks & Spencer Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks & Spensers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Money Direct, you get more, and you pay less.

Marks & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Property Insurance or Car Insurance, but Marks & Spensers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the Marks & Spencer Money website. With a simple, no-hassle service, you can compare features between a number of M&S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or Marks & Spencer Money loans, credit cards or Property Insurance - besides a number of other insurance products, Marks & Spencer Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of Marks & Spencer Money insurance products (Property Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Mark & Spencers insurance products in document format too.

Long Sleeve Spot Print Satin Pyjamas, at Marks and Spencer
Feminine and elegant, these sleek satin finish pyjamas feel comfortable and give a flattering fit. A gorgeous, glamorous look

Baby Text Birth Announcement, at Marks and Spencer
Cover text: New baby Inside message: Would like to announce the birth of...a new arrival...on...time...weighing 10 cards, 1 design Approx size: 120 x 120mm

Life Of Love Necklace, at M+S
Clasp fastening Heart pendant Necklace length 41cm, extendable by 8cm

Widefit Almond Toe Buckle Shoes, at Marks & Spencers
Almond toe Buckle fastening Mid heel Heel height: 53mm Comes in sizes 3-8, including half sizes

Royal Jelly & Pure Honey Moisture Rich Cream Bath, at Mark & Spencers
Moisture rich Natural skin nutrition Vitamin enriched 400ml

Bamboo Toilet Brush Holder, at Marks and Spencers
Square design Bamboo style Approx size: H11 x W11 x L37cm, Manufacturer: Marks & Spencer

Nintendo Wii™ Tomb Raider: Underworld, at M+S
Master your surroundings: Reach new heights with the broadest range of acrobatic abilities and utilize objects within the environment to uncover new paths to explore Explore epic and unknown worlds: Discover ancient mysteries of the underworld hidden within the coast of Thailand, frozen islands of the Arctic Sea, the jungles of Mexico, and more What Can Lara Do?: Lara's skill-set has been drastically expanded to incorporate actions you would expect of a fearless, athletic adventurer. Lara now performs 1700 moves and is a far more intuitive character to controlWhat Can Lara Do?: Lara's skill-set has been drastically expanded to incorporate actions you would expect of a fearless, athletic adventurer. Lara now performs 1700 moves and is a far more intuitive character to control Treacherous and unpredictable challenges: Each level is an elaborate multi-stage puzzle masked within an interactive environmental playground offering more flexibility over how the area is solved New range of combat options: Choose to pacify or kill, target multiple enemies at once with the new dual-target system, and shoot with one hand while suspended with the other New state-of-the-art gear: Utilize the latest technology in Lara's upgraded inventory to navigate the world including: Sonar map: A revolutionary new tool that emits an active sonar ping to create a 3D image of Lara's surroundings, perfect for uncovering hidden items and locations Multi-purpose grapple: A claw-like device with a high-tension cable designed for climbing, rappelling, performing wall runs and manipulating objects within the environment All-terrain motorbike: Built to handle everything from the jungles of Mexico to the icy glaciers of the Arctic M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information You must be 16 years of age or over to purchase this product *Must be returned with the tamper seal intact for full refund, Platforms: Nintendo Wii, ESRB Rating: Mature

Garmin® 3.5'' Sat Nav Case, at Mark's & Spencer
Keep your Garmin sat nav protected from knocks and scratches with this stylish case

Autograph Weekend Cotton Rich Jeans, at Marks and Spencers
Part of Autograph Weekend's Sloane trend. Casual yet sophisticated, this is weekend dressing at its most stylish. Featuring a cool colour palette of crisp navy, neutrals and red, this is an effortlessly chic look for the new season

Bootleg Jersey Trousers, at Marks & Spenser
Fashionable and fabulous, bootcuts flatter curves and make legs look longer. This pair sits on the waist and is designed to give a shapely feminine silhouette. Added stretch gives the perfect fit

3 Cool & Fresh Pure Cotton Assorted Boxers, at Marks & Spencer
Made from soft breathable cotton, these comfy cool and fresh stripe boxers are ideal for everyday wear

Maternity 3/4 Sleeve Ruched Parka, at M & S
Relaxed and casual, this metallic finish parka is designed to flatter you and your bump. The ruched style and clever cut give a neat, comfortable fit with room for growth. A practical, versatile choice

Beaded Butterfly Necklace & Bracelet Set, at Marks and Spencers
2 part set Beaded butterfly design Adjustable length necklace with clasp fastening Stretch bracelet Necklace length 40cm, extendable by 8cm

Luxury Cotton Rich Bengal Stripe Shirt with Silk, at Marks and Spencer
The superior quality, cut and detailing on this luxurious cotton and silk shirt are inspired by Jermyn Street tailors. A sophisticated style with a great fit

Easy Iron Pure Cotton Bold Edged Stripe Shirt, at Marks & Spencer
Stylish and innovative, this bold edged stripe easycare shirt is quick and easy to iron for a smart crisp look

Lichfield Wood Top Nest of Tables, at MarksandSpencer
H61.5 x W68 x D48cm (largest) Made from White Oak solids and veneers Finished with 3 coats of durable, clear lacquer of mid sheen Side panels are veneered Top panel is veneered with solid oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Woven Silk Stripe Tie, at M+S
Add a luxurious finishing touch with this contemporary stripe tie in pure silk

Floor Lamps - TBL/FLR TWIN PACK, at Mark's & Spencer
Manufacturer: Marks & Spencer

3 Authentic Woven Pure Cotton Assorted Boxers, at M+S
Add colour to your underwear drawer with these comfy assorted check and stripe design boxers

Autograph Manor Damask Cushion, at Marks&Spencer
Square shape Damask design L56 x W56cm, Manufacturer: Marks & Spencer

3 Piece Clear Cosmetic Bag Set, at Marks & Spenser
3 piece set Assorted sizes Transparent Contrast trim

Zephyr Marlborough Sauvignon Blanc 2008 - Case of 6, at M & S
Style: Dry Grape Variety: Sauvignon Blanc Country: New Zealand Closure: Screwcap Suitable for vegetarians and vegans Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

2" Longer Sleeve Pure Cotton Bold Stripe Shirt, at Marks & Spencers
Smart and stylish, this 2" longer sleeve stripe shirt is made from pure cotton

Signature Grapefruit & Ginger Scented Filled Candle, at Marks & Spencer
Glass holder Grapefruit and ginger fragrance, Manufacturer: Marks & Spencer

Per Una Detachable Faux Fur Hooded Jacket, at Marks and Spencer
A fashionable long jacket featuring detachable faux fur hood. The stitch detail makes it extra stylish.

Butterfly Tag Card, at Marks & Spencer
Cover Text: Birthday wishes Inside Message: Blank for your own message Approx size: 150 x 150mm

Sonoma Mirror, at Marks & Spencer
H85 x W128 x D3cm Wide frame Oak veneer Made from solid oak and oak veneer This range features natural wood characteristics Finished with 2 coats durable, clear lacquer of low sheen Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Cool Stuff To Make Book, at Marks and Spencer
Find out how to make and draw the coolest stuff in this awesome book. Create your own codes, make a mini-parachute, build a brilliant toy truck and loads more. It's guaranteed to provide hours of fun

Lino Print Monkey Age 2 Birthday Card, at Mark & Spensers
Cover text: It's your Birthday Inside message: Happy Birthday This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 230 x 114mm

Long Sleeve Tie Waist Dressing Gown, at Marks & Spencers
Soft and stylish, this cosy dressing gown is made from soft fleece so you can snuggle up in style and comfort. Available in 2 lengths

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spencers are so useful. Marks & Spencer Money financial products are, of course, designed to make Marks & Spenser a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencer Money Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencer Money Property Insurance than you will anywhere else, and you may even pay less with M&S.