When you're shopping at Marks & Spensers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Financial Services. Offering everything from savings accounts and credit cards, to Property Insurance and Motor Insurance, there's a lot more going on at Marks & Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Financial Services. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Financial Services, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Financial Services website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

M & S may not necessarily be the first name that springs to mind when you're thinking about renewing your Property Insurance or Motor Insurance, but Marks and Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Financial Services website. With a simple, no-hassle service, you can compare features between a number of M&S Money Direct products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Financial Services loans, credit cards or Property Insurance - besides a number of other insurance products, M&S Financial Services can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Financial Services insurance products (Property Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spencer insurance products in document format too.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spenser once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencer, through its M&S Financial Services website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Property Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Royal Jelly & Pure Honey Rich Crème Bath, at Marks and Spencer
Natural skin nutrition 500 ml

Autograph Modal Blend Pyjama Bottoms, at Marks & Spencer
Create your own look by mixing and matching these plain pyjama bottoms with our tops and t-shirts. Great for relaxing in style whether you're heading for bed or just chilling out at home

Per Una 3/4 Sleeve Corsage Cardigan, at Marks n Spencer
A sophisticated 3/4 sleeve cardigan in a chunky knitted fabric featuring a stripe design and floral corsage

Girls' Limited 3 Piece Tunic Outfit, at Mark's & Spencer
Part of Girls Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

Wood Photo Frame with Mount 20 x 25cm (8 x 10"), at M & S
Plain photoframe Removeable mount card Aperture: 8 x 10'' H38 x W33cm, Manufacturer: Marks & Spencer

Non-Wired Padded Bra, at Marks & Spencers
Sleek, simple and modern, this exceptionally soft, comfortable bra is perfectly smooth, so there are no visible outlines under clothing. The demi cup style is ideal for wearing under low necklines. Designed for a streamlined silhouette

Autograph 2 Piece Long Sleeve Floral Dress Outfit, at Mark & Spensers
Practical and pretty, this cute dress and tights 2-piece outfit is made from soft cotton to keep her feeling comfy and happy. With luxury in every detail, this is part of our exclusive Autograph collection

Pure Linen Pleated Front Shirt, at Marks & Spencers
Feminine and elegant, this sophisticated linen shirt is beautifully designed and cut for a flattering shape and features a stunning pleated detail

3 Pack Pure Cotton V-Neck T-Shirts, at Marks & Spencer
A great value pack of t-shirts in comfortable cotton. Ideal as casualwear and for PE

5 Pure Cotton Bikini Briefs, at Marks and Spencers
Practical and fashionable, this 5 pack of cotton briefs makes a great way to stock up on essential style

The Floral Collection Magnolia Talcum Powder, at Marks & Spencer
200g Magnolia fragrance

Autograph Cherry Blossom Small Jewellery Box, at Marks & Spensers
3 drawers Cherry blossom design Mirror finish

Samsung ES55 Digital Camera, at Marks & Spencer
Pixels: 10.2 megapixels Zoom: 3 x optical zoom Display: 2.5 inch TFT colour LCD Screen ISO Equivalent : The high sensitivity setting of ISO 1600 lets you take clearer pictures, in poor lighting conditions, without camera shake or image blurring Dimensions: W90.4 x H59 x D21.6mm Weight: 116g (without battery and card) Digital Image Stabilization: DIS (Digital Image Stabilization) Storage capacity: Internal memory: approx 9MB, External memory: SD Card (up to 2GB guaranteed) MMC plus(up to 1GB guaranteed) SDHC (up to 8GB guaranteed) Power Source: Samsung SLB-10A Self Portrait: Accurate exposure and focus for self portrait shots M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Autograph Leather Hip Coin Wallet, at Marks & Spenser
Smart, stylish and practical, this leather wallet makes it easy to organise cards, notes and coins

Boy Washing Line with Teddy New Baby Card, at Marks and Spencers
Cover text: Baby boy Congratulations Inside message: With love Approx size: Unfolded: 178 x 126mm

2 Limited Collection Full Cup Padded Bras, at M+S
Fun and fabulous, these cotton blend t-shirt bras are part of our Limited Collection lingerie. They are perfectly smooth so you won't get any visible lumps and bumps under your clothes. For a funky look, mix and match with coordinating lingerie from Limited. Casual, contemporary fashion

Pink Embroidered Shoes Birthday Card, at Mark's & Spencer
Cover text: With love on your birthday Inside message: Blank for your own message Approx size: 175 x 126mm

Digital Alarm Clock, at Marks and Spenser
LCD time and alarm display Rectangular design Front buttons Dimensions: 10cm x 16cm x 6.5cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Manufacturer: Marks & Spencer

Gold Plated Y Design Necklace & Earrings Set, at Marks and Spencers
2 part set Butterfly fastening stud earrings Y design necklace with clasp fastening and adjustable length Necklace length: 45cm, extendable by 8cm For hygiene reasons, refunds will only be given in accordance with your legal rights

Younger Girls' Heart Trekking Sandals, at Marks&Spencer
Contrast stitch detail Riptape fastening Heart print

Artificial Magnolia Flower Arrangement & Ceramic Ribbed Vase, at Marks & Spencer
Arrangement includes ceramic ribbed vase Artificial magnolia bouquet No watering required therefore easy care, fresh looking throughout the year H60cm, Manufacturer: Marks & Spencer

Albany Pasta Bowl, at Marks and Spencers
Ideal for everyday use, durable Plain Diameter 22.5 Height 5cm, Manufacturer: Marks & Spencer

Extra Large Outdoor Barrel, at Marks and Spencer
With a vibrant collection of conifer, geranium, lavender, primrose, osteospermum and hedera, this charming planter will brighten any courtyard or patio Available for delivery until 30th September 2009

Non-Iron Long Sleeve Herringbone Shirt, at Marks & Spencers
Smart and innovative, this easycare shirt has a special finish on the fabric and is cleverly constructed to make it non-iron. A great time saver, ideal for work wear

Fuji FinePix J250 Digital Camera, at Marks&Spencer
Pixels: 10.0 megapixels Zoom: 5x optical zoom, 5.7x digital zoom Screen: 3.0" TFT LCD Display ISO: Auto / Equivalent to ISO 100 / 200 / 400 / 800 / 1600 / 3200 (Standard Output Sensitivity) Dimensions: W9.2 x H5.79 x D2.26cm (excluding accessories and attachments) Weight: Approx. 151g (excluding accessories, battery and memory card) Face Detection: Face Detection technology with automatic red-eye removal Movie recording: 640 x 480 pixels, 320 x 240 pixels, 30 frames/sec. With monaural sound Power source: Rechargeable NP-45 Li-ion battery (included) Self-timer: Approx. 10sec. / 2sec. delay

7 Pairs Of Freshfeet New Dot Socks with Silver Technology, at Marks & Spencer
Our odour control Freshfeet socks are now better than ever with a new Sanitised Silver finish. Known for its natural antibacterial properties, silver helps reduce the presence of bacteria that causes smelly odours, so your feet stay fresh with every step and it keeps working for the lifetime of the socks

Per Una Speziale Long Wear Nail Polish, at Marks & Spencers
Long wear nail polish Chip resistant Up to 5 days wear 9ml This product is not available for international delivery. Find out more

Autograph Merano 2-Seater Unit (Right-Hand Arm), at Marks & Spensers
H84 x W172 x D102cm Seat H47cm, arm H63cm, top back rail H63cm (all dimension are approximate) Seat cushions made from shape-retaining foam with extra-thick fibre wrap - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options have reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Glide feet with a dark finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Total Support Non-Wired Built-Up Lace Shoulder Bra, at Marks and Spencer
Soft and comfortable, this lightweight bra is designed to give gentle all-round support and uplift. It's secure but lightweight and features extra wide straps

5 Cotton Lycra® Thongs, at Marks and Spencer
These high leg thongs are comfortable, flattering and perfect for avoiding visible lines under tight-fitting clothing

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spencer are so useful. M&S Financial Services financial products are, of course, designed to make Marks and Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Financial Services Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Financial Services Property Insurance than you will anywhere else, and you may even pay less with M&S.