M+S Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M+S Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spensers 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M+S Money UK and European Breakdown Cover, since it covers you as a passenger too.

When you're shopping at M & S online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M+S Money. Offering everything from savings accounts and credit cards, to Buildings & Contents Insurance and Car Insurance, there's a lot more going on at Mark & Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M+S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M+S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M+S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Shopping for financial products at M+S Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spensers online store. Here are just some of the financial products which can be purchased via the M+S Money website:

• M&S Insurance: M&S Car Insurance, M&S Buildings & Contents Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Mark & Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M+S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M+S Money website.

Small Traditional Rag Doll, at Marks & Spencer
Not recommended for babies under 12 months Hair ribbon detail Check print dress with heart motif This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Sprung-Edge Suede Divan with 4 Large Drawers & Autograph M500 Zip & Link Mattress, at Marks & Spencer
Mattress (6ft): W180 x L200 cm Divan (6ft): W180 x L200cm Mattress depth: 27.5cm Divan Height: 41cm Mattress is entirely handmade Individually pocketed springs Mattress features deep pillowtop layer containing high quality fillings of cashmere, silk and super-soft reflex foam Two further layers of cotton and polyester underneath the pillowtop layer Double row of hand side-stitching to add support to the edges of the mattress Zip & Link allows you to combine different levels of firmness on the left and right sides of the mattress. The two sides of the mattress zip together, so you and your partner can choose between medium or firm support Spring count: 1225 Mattress unzips into 2 easier to fit into your home Pocket sprung mattresses give a flexible feel Sprung-Edge divan - can be used with any mattress Mattress does not require turning All mattresses and Divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Smithbrook The Yilgarn Blanc Sauvignon Blanc Semillon 2007 - Case of 6, at Marks and Spenser
Style: Dry, medium bodied Grape Variety: Sauvignon Blanc, Semillon Country of origin: Australia Closure: Screwcap Suitable for Vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Older Girls' Visor Sunglasses, at Marks&Spencer
Fun and fashionable, these sunvisor style sunglasses give 100% UV protection for safer style in the sun

Nintendo Wii™ Big Brain Academy Game, at Marks & Spencer
Student records keep track of your achievements and create a profile that others can play against when you are not there. You can even send your student record to a friend via WiiConnect24 Play alongside or against up to 7 friends as you find out who deserves to be top of the class! 3 modes of play: Brain Quiz, Mental Marathon and Mind Sprint Simple controls mean anyone can play straight away - to play, all you need to do is use the Wii Remote to point at the correct answer on your TV, leaving you to focus on the challenges that await at the Academy Category: edutainment, health and fitness Multiplayer mode: simultaneous Players: 1-8 Age rating: 3+ M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information *Must be returned with the tamper seal intact for full refund, ESRB Rating: Kids to Adults

Dine In Dozen - Case of 12, at Marks & Spencers
2 Domaine Mandeville Sauvignon Blanc 2007: A fruity Sauvignon Blanc from the South of France, with juicy citrus and gooseberry flavours, finishing on a fresh, crisp note... 2 Ctes du Rhne Blanc 2008: With its appealing aromas of honeysuckle and baked pears, this soft and gently spicy white is classic Ctes du Rhne at a fantastically affordable price... 2 Macon Villages 2007: A fresh and fruity white made from 100% Chardonnay, with a really appealing, lively scent of apples and lemons and a hint of ripe, rounded peach on the finish... 2 Chteau de Balan Bordeaux 2006: A very well balanced claret with an aroma of blackcurrants and a hint of chocolate... 2 Domaine Mandeville Shiraz 2007: This is a beautifully smooth, ripe, flavour-packed, single estate French red... 2 Ctes du Rhne rouge 2007: With its bright cherry flavours and floral, savoury scents, this is a scrumptious modern-style Ctes du Rhne... You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Schoolwear Plus Fit 3 Easycare Long Sleeve Blouses, at Marks&Spencer
This 3 pack of larger sized easycare long sleeve blouses is outstanding value. Reinforced seams give extra strength and durability View Plus Schoolwear Size Guide. Find out more

Blue Harbour Pure Cotton Pique Stripe Polo Shirt, at M & S
Stylishly smart casual, this polo shirt is made from pure cotton, so it's soft, breathable and comfortable to wear

Silver Plated Ridge Design Photo Frame 13 x 18cm (5 x 7''), at M & S
Rectangle shape Ridge design Aperture: 13 x 18cm (5 x 7''), Manufacturer: Marks & Spencer

DeLonghi Pump Espresso & Cappuccino Machine, at Mark's & Spencer
High performance 15 bar pump pressure - ensures best tasting espresso and cappuccino with no limit to the number of cups produced Traditional cappuccino milk frother Professional filter holder and tamper for perfect crema Removable 1 litre water tank Built to accommodate either a full size cappuccino cup or 2 espresso cups Stainless Steel removable drip tray Filter storage compartment, permanent filter included Separate coffee and steam boiler thermostats for faster use and optimum temperature control Adjustable steam emission Easy to use - 3 button operation Measuring spoon Pumped coffee machines have a removable water reservoir that can be removed at any time allowing easy filling. The high performance pumped pressure ensures the best tasting espresso / cappuccino with no limit the number of cups produced M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Lyon Side Plate, at Marks & Spensers
Rib detail Diam 21cm, Manufacturer: Marks & Spencer

3 Big & Tall Authentic Pure Cotton Boxers, at Marks and Spencers
Made from soft breathable cotton, these comfy boxers are ideal for everyday wear

Samsung 26'' LE26A457 HD Ready LCD TV, at Marks and Spencer
HD Ready: This TV is able to display sharper, clearer and more vibrant High Definition images when connected to an HD compatible device Display: 26 inch Widescreen LCD TV, 1366 x 768 resolution Contrast Ratios: 5000:1 Integrated Digital Tuner: Gives you access to all Freeview™ terrestrial digital TV channels and all digital radio stations (subject to coverage in your area) Dimensions: W669.7 x D90 x D450.7mm (without stand) W669.7 x D216 x H500.4mm (with stand) Weight: 9.7kg (with stand), 8.3kg (without stand) SRS TruSurround XT: For enhanced surround sound effect Connectors: 2 x Scart, 3 x HDMI, Headphone socket, RF input, S-Video connection, Composite(AV), PCMCIA Card Slot, PC input (D-sub) DNIe+ Technology: The Digital Natural Image Engine produces images with incredible depth and density. Advanced contrast and detail enhancers combine to produce deeper richer lifelike colours Wide Colour Enhancer 2: Primary colours are strengthened to increase depth and intensity to show pictures in all their natural beauty M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band Aerial. Suitable portable TV Aerials can be used to receive freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using an indoor aerial Use wall mount

2 Spherical Top Bottle Stoppers, at Mark's & Spencer
Pack of 2 Spherical top Ideal for sealing opened bottles, Manufacturer: Marks & Spencer

Meccano Road Monsters Mini Buggy, at Marks n Spencer
Suitable for ages 3+ Imaginative play 2 fun models to build and play with Over 50 parts Tools included This product conforms to the EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Perfect Bottom Lift Knickers, at Marks & Spenser
Give your bum a boost with these light control shaping knickers - perfect for when you need a little lift!

Small Rabbit Soft Toy, at Mark's & Spencer
Suitable for ages 0-3yrs Approx 30cm This product conforms to the EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Print Your Own Graphic Heart Wedding Invitations, at Mark's & Spencer
Heart & bow design Pack Contains: 10 x invitations, 12 x folded insert sheets, 10 x coordinating envelopes, 10 x ribbons, 1 x sheet of glue dots, 1 x instruction leaflet, N.B. The CD-ROM is not included in the pack and is available separately. Approx size: 154 x 110mm The cards in this pack are made with material from FSC certified sustainable forests Download free software to personalise the stationery

Glass and Brass Table Lamp, at Mark's & Spencer
Classic shade shape Diagnol stripes Contrast trim Brass stem Glass gem detail Round base H 50 x Diam 23cm Bulb: 60W BC GLS This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Cotton Rich Long Sleeve Heart Print Cardigan, at Marks & Spensers
Soft and comfy, this long sleeve cardigan is made from soft cotton and features a heart print design. A pretty easycare style

Autograph Borden Small Stool, at Marks&Spencer
H44 x W147 x D54cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with an ebony finish All of our fabrics are treated with Stain-Defence& trade; - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Diamanté Shoe Birthday Card, at Mark & Spensers
Cover text: Happy Birthday Inside message: Blank for your own message Approx size: 150 x 150mm

Police Vehicles Set, at Marks & Spencers
Suitable for ages 3-6 years 5 police vehicles Die cast police car, van, 4x4 vehicles and a helicopter Imaginative play This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

M&S Summer Flat Weave Trilby Hat, at Marks & Spensers
Keep a cool head this summer with this straw trilby. It adds a smart touch to formalwear and looks contemporary with casual outfit

Classic Non Wired Support Bra, at Marks & Spencer
Soft and comfortable, this non-wired bra gives all-round support and uplift with good coverage, extra wide straps and 3 hook-and-eye fasteners. It's secure but gentle and lightweight, an ideal choice for everyday wear

Linen Blend Roll Up Cargo Trousers, at Marks and Spenser
Relaxed and comfortable, these linen blend cargos feature roll up legs. A practical easycare style. Made in an eco-factory, designed to use less energy and create less waste

Chablis Malantes Domaine St Louis 2007 - Case of 6, at M+S
Style: Dry Grape variety: Chardonnay Country of origin: France Closure: Natural cork Bottle: 6 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Domaine Joseph Garnier Chablis 2007 - Case of 6, at Marks and Spencer
Style: Dry Grape variety: Chardonnay Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Per Una Short Sleeve Ditsy Floral Top with Vest, at Marks & Spenser
A casual short sleeve top in a soft cotton blend. Floral print gives it the Per Una touch

Autograph Weekened Cotton Rich Floral Top with Silk, at Marks and Spencer
Part of Autograph Weekend's Sloane trend. Casual yet sophisticated, this is weekend dressing at its most stylish. Featuring a cool colour palette of crisp navy, neutrals and red, this is an effortlessly chic look for the new season

Besides Mark's & Spencer Car Insurance, M+S Money Credit Cards and other financial products, M+S Money Buildings & Contents Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M+S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spencer purchases are also protected while you take them home.

Also, on both M+S Money Premier Buildings & Contents Insurance and Standard Buildings & Contents Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.