Besides Marks and Spencer Motor Insurance, M&S Money Credit Cards and other financial products, M&S Money Buildings Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spensers purchases are also protected while you take them home.

Also, on both M&S Money Premier Buildings Insurance and Standard Buildings Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

There are lots of ways to save money using M&S Money. Not least of these is Marks n Spencer Standard Motor Insurance. With M&S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from Marks & Spencer Money, you get more, and you pay less.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencer are so useful. M&S Money financial products are, of course, designed to make Marks & Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings Insurance policies. Usually, UK Buildings Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Buildings Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Buildings Insurance than you will anywhere else, and you may even pay less with M&S.

Detroit Dining Table & 6 Alton Plain Leather Chairs Set, at Marks and Spencer
7 piece set Table: H75 x W90 x D150cm Chair: H98.5 x W46 x D49cm Table seats 6 Plain leather upholstered chairs Made from White Oak solids and veneers Finished with 2 coats of durable, clear lacquer of mid sheen Solid oak legs Table top panel made from oak veneer with a solid oak edging for strength Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning: Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Maternity Pure Cotton 3/4 Sleeve Blouse, at Marks&Spencer
Pretty and feminine, this 3/4 sleeve blouse is designed to flatter you and your bump. A drawstring waist gives a neat, comfortable fit with room for growth. An essential fashion favourite

Dan's Mouse Bouquet Wife Birthday Card, at Marks and Spencers
Cover text: To my darling wife... Inside message: ...happy birthday! Approx size: 150 x 150mm

Portfolio Pure Linen Straight Leg Trousers, at Marks and Spencer
Part of Portfolio's Shades of Paradise trend, featuring the earthy tones of nature combined with rich, tropical highlights. Elegant and feminine styling makes this a chic summer look

Footglove™ Widefit Ghillie Pumps, at Marks & Spencers
Round toe Thread detail Slip on Flat sole Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8, including half sizes

Per Una Pure Cotton Floral Print Pyjamas, at Marks & Spencer
Modern and feminine, these pretty floral print pyjamas are made from soft pure cotton. So you can relax in comfort and style. Part of Per Una's sleepwear collection

5 Pure Cotton Assorted Bodysuits, at Marks & Spencer
Cute and practical, this pack of 5 bodysuits is great value. Popper fastenings and envelope necklines make quick changes easy and the soft cotton fabric will keep her feeling comfy and happy

Herringbone Bodyshaper Tights, at M&S
Look your best in that special outfit! These herringbone bodyshaper tights lift and shape your curves to give a more defined silhouette

Autograph Pure Cotton Double Stripe Polo Shirt, at Mark & Spensers
Casual and contemporary, this pure cotton double stripe polo shirt is part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail make it exceptionally stylish and comfortable

Mini Limited Stripe Cardigan, at Marks and Spencers
Mini Limited is a collection of cute fun styles designed in the latest looks. The casual, contemporary pieces are comfortable, easy to wear and perfect for layering.

Ceriso Essentials Floral Embroidered Shorts, at Marks & Spencer
Flirty and fashionable, these modern shorts feature intricate contrasting floral embroidery. The low rise, low leg style gives a flattering, shapely fit. Designed for women who want the latest look

Fuji FinePix J250 Digital Camera, at Mark's & Spencer
Pixels: 10.0 megapixels Zoom: 5x optical zoom, 5.7x digital zoom Screen: 3.0" TFT LCD Display ISO: Auto / Equivalent to ISO 100 / 200 / 400 / 800 / 1600 / 3200 (Standard Output Sensitivity) Dimensions: W9.2 x H5.79 x D2.26cm (excluding accessories and attachments) Weight: Approx. 151g (excluding accessories, battery and memory card) Face Detection: Face Detection technology with automatic red-eye removal Movie recording: 640 x 480 pixels, 320 x 240 pixels, 30 frames/sec. With monaural sound Power source: Rechargeable NP-45 Li-ion battery (included) Self-timer: Approx. 10sec. / 2sec. delay

3 Piece Pure Cotton Stripe Dress Outfit, at Marks n Spencer
Fashionable and practical, this cute 3 piece outfit features a stripe print. It's made from soft cotton fabric to keep her comfortable and happy

Per Una Essentials Clover Embroidered Padded Plunge Bra, at Marks and Spencers
Feminine and delicate, this stylish bra is beautifully embellished clover embroidery. It's underwired for extra support and the plunge style gives an enhanced shape. Pretty everyday fashion

Pure Cotton Washed Cargo Trousers, at Marks & Spencer
Relaxed and comfortable, these pure cotton cargos feature multiple pockets. A practical easycare style

Silver Plated Cluster Disc Bracelet, at Marks & Spencers
Silver plated Art deco style Cluster disc floral design Diamant detail

Isis Woman Eau de Toilette, at Marks and Spencer
Eau de toilette 90ml This product is not available for international delivery. Find out more

Multi-Aperture Photo Frame, at Marks and Spencer
Dark wood frame Holds 7 photos Various size apertures Rectangular frame, Manufacturer: Marks & Spencer

Portfolio Gold Button High Waist Trousers, at Marks & Spensers
Part of Portfolio's Parisienne trend. Feel bold and chic in this feminine look inspired by Parisian style. With a striking colour palette of cream, ruby, black and dove grey, this is a style-conscious trend for the new season

Magicwear™ 15 Denier Tights, at Mark & Spencers
Look slimmer in seconds with these opaque Magic tights. Special support zones shape hips, thighs and bums, and they feature a special tummy shaping panel and factor 6 leg support. 70% of our testers saw an instant reduction in their measurements

Autograph Multi Bead Drop Earrings, at M+S
Hook fastening Drop style Multi bead design For hygiene reasons, refunds will only be given in accordance with your legal rights

Blue Harbour Pure Cotton Plain Polo Shirt, at Marks & Spenser
Casual and relaxed, this plain polo shirt is made from pure cotton so it's soft, breathable and comfortable to wear

Skinny Enamel Belt, at Marks and Spencer
Define your waistline with this fashionable enamel belt

Autograph Pure Cotton Funnel Neck Jacket, at Marks & Spencer
This sharply styled casual jacket gives a fashionable urban look. Superior fabric, a contemporary design and exceptional attention to detail make it a must have for this season

Château Moulin de Canhaut 2004 - Case of 6, at MarksandSpencer
Style: Full bodied Grape variety: Merlot and Cabernet Sauvignon Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Per Una Hatty Twist Panel Jersey Dress with Necklace, at Marks & Spensers
A gorgeous panel dress in soft stretch fabric featuring a front twist detail and detachable necklace

Samsung 50'' PS50B551 TV HD Ready LCD Crystal TV™, at Marks & Spensers
HD Ready 1080p: Displays images in Full HD 1080p, the maximum resolution defined for HDTV use, when connected to an HD compatible device Display: 50 inch LCD screen, 1920 x 1080 resolution Contrast Ratio (TBD): 30,000:1 (TBD) Integrated Digital Tuner: Provides access to all Freeview™ terrestrial digital channels and radio stations (subject to coverage in your area) Dimensions: W124 x H82.2 x D29cm (with stand), W124 x H76.6 x D7.4cm (without stand) Weight: 38.4kg (with stand), 33.4kg (without stand) SRS TruSurround HD: SRS Trusurround HD & Dolby Digital Plus Connectors: 3 x HDMI , 2 x scart, 1 x RF Input, 1 x component, 1 x PC input, 1 x digital audio (Optical), Headphone jack DNIe+ Technology: The Digital Natural Image Engine produces images with incredible depth and density. Advanced contrast and detail enhancers combine to produce deeper richer lifelike colours Wide Colour Enhancer 2: Primary colours are strengthened to increase depth and intensity to show pictures in all their natural beauty Filterbright Panel FilterBright is a powerful anti-reflective film that absorbs external light and transmits internal light, thereby increasing the contrast levels and preventing unwanted reflection in bright daylight Use wall mount T042104 to perfectly mount this TV, Manufacturer: Marks & Spencer

Camping Lantern, at Mark & Spencers
With a durable and tough housing ensuring it stands up to the elements, this large camping lantern is an essential part of any outdoor enthusiasts camping kit

Thanks Teacher Gift Card, at Marks & Spencers
Can be redeemed in any of our UK stores and online Credit card-sized Gift Card with presentation greetings card Gift Cards can be topped up in stores to the maximum value of 500 Gift Cards are valid for 24 months after last use Frequently asked questions Click here to view frequently asked questions about our Gift Cards Click here for full Gift Card terms and conditions This product is not available for international delivery. Find out more

Blue Harbour Pure Cotton Picnic Check Shirt, at Marks & Spencers
This pure cotton shirt has been dyed using a special process to give an authentic washed down look which will fade fashionably with time and wear. Colour variations make each garment unique

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Mark & Spencers, through its M&S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Buildings Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.