There are lots of ways to save money using Marks & Spencers Money. Not least of these is Marks & Spencer Standard Motor Insurance. With Marks & Spencers Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from Marks & Spencers Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spenser, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Financial Services, you get more, and you pay less.

When you're shopping at Marks and Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencers Money. Offering everything from savings accounts and credit cards, to Buildings Insurance and Motor Insurance, there's a lot more going on at Mark's & Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencers Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencers Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencers Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Marks & Spencers Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencers Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Pure Cotton Mock Layer Tank Top, at Marks & Spencers
Made from soft cool cotton, this cute mock layer top will keep him feeling comfortable in hot weather

Large Hurricane Lamp, at M&S
Hurricane design Clear glass Comes with candle and sand Thick base, Manufacturer: Marks & Spencer

Blue Harbour Classic Pure Cotton Funnel Jacket, at Marks & Spenser
A contemporary design makes this jacket a fashionable choice

Waist Belt Check Shorts, at Marks & Spensers
Casual and comfortable, these check shorts make a fashionable and practical choice

2 Piece Pure Cotton Ruched Pinafore Outfit, at Marks & Spencers
A pretty look in pure soft cotton, this coordinated outfit combines a pinafore dress and a short sleeve t-shirt. The ruched front detail adds a modern finishing touch

The Best of British Food Bible, at Marks and Spencers
If you cherish and celebrate real food, this book will give you the inspiration and the know-how to cook the Best of British food that tastes as good as it did in your childhood!

4 Glass Floral Placemats, at Marks & Spencer
Pack of 4 Rectangle shape Floral design, Manufacturer: Marks & Spencer

Uva Mira Merlot Cabernet Sauvignon 2005 - Case of 6, at Mark's & Spencer
Style: Medium Dry Grape variety: 52% Merlot, 48% Cabernet Sauvignon Country of origin: South Africa Closure: Natural cork Suitable for vegetarians and vegans Bottle: 6 x 75cl. Alcohol by volume: 15% vol. Alcohol units per bottle: 11.3 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Pure Cotton Twill Bonded Jacket, at Marks & Spencers
Modern and stylish, this single breasted jacket is beautifully designed for a flattering, sophisticated look

Bottle Shaped Food Chopper, at Marks and Spenser
Bottle shape Clear plastic strip Contrast colour detail H25cm x W9cm, Manufacturer: Marks & Spencer

Abbey S/STL, at Marks and Spencer
Manufacturer: Marks & Spencer

Easy Aussie Whites - Case of 12, at Marks & Spencers
Lost Sheep Chardonnay 2008: A wonderfully fruity Australian Chardonnay, relatively light in style with fresh, succulent flavours... Australian Chardonnay 2008: This is a ripe, fruity, golden-hued Australian Chardonnay with fresh flavours of pineapple and yellow plum and a soft, buttery richness... Burra Brook Sauvignon Blanc 2008: A fresh, aromatic dry white which has the distinctive crisp flavour of Sauvignon Blanc... Pheasant Gully Chardonnay Semillion 2007: A fresh and zesty wine with fruity flavours of lemon and oranges and a richer creamy note... You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Classic Collection Floral Print Frill Trim Blouse, at Marks & Spenser
Feminine and pretty, this floral print blouse will give your look an instant lift. It looks lovely worn with plain skirts or trousers in coordinating colours from the Classic collection

Girls' Fashion Schoolwear - Drop Waist Belted Skirt with Stain Defence™, at Marks and Spencer
Smart and stylish, this fashionable belted skirt is treated with Stain Defence™ technology which helps repel everyday stains

Birthday Pants Card, at Marks&Spencer
Cover text: Beautiful birthday Inside message: Blank for your own message This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 230 x 114mm

Pure Wool Long Sleeve V-Neck Jumper, at Marks and Spencer
Soft and cosy, this v-neck jumper is made from pure merino wool. It's luxuriously soft, warm, and fine but also hardwearing and easycare, making it a natural choice

Limited Collection Swirl Design High Heel Shoes, at Marks & Spencers
Round toe Buckle fastening Heel height: 90mm Comes in sizes 3-8, including half sizes

16GB Apple iPod nano - Latest Generation, at Marks and Spencers
Holds up to 4,000 songs, 16 hours of video, 14,000 photos, or some of each Genius feature finds the songs in your library that go great together and makes a Genius playlist for you Shake iPod nano to shuffle your music Cover Flow - turn it on its side to flip through album art Watch movies, TV shows, and video Curved, anodized aluminum and curved glass design Large, bright display with 320-by-240 resolution Tilt, move, and play accelerometer-inspired games (games available separately) 2-inch (diagonal) color LCD display with LED backlight. 320 by 240 pixels at 204 ppi Dimensions: H9 x W3.9 x D0.6cm Weight: 36.8g In the box: iPod nano, earphones, USB 2.0 cable, dock adaptor, Quick Start guide Built-in rechargeable lithium ion battery capable of up to 24 hours of audio playback and up to 4 hours of video playback For Mac and Windows. Requirements: Windows Vista or Windows XP Home or Professional or Mac OS X v10.4.11 or later TM and 2008 Apple Inc. All rights reserved M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Limited Edition Diamanté Cluster Necklace, at Marks and Spenser
Clasp fastening Fine chain Assorted cluster design Diamant detail Necklace length: 76cm

3 Pack Easycare Long Sleeve Shirts, at Marks & Spencer
Smart and stylish, this pack of 3 long sleeve easycare shirts is great value. An ideal choice for everyday wear

Blue Harbour Ultimate Linen Short Sleeve Shirt, at Marks and Spencer
Relaxed and stylish, this short sleeve plain shirt is cut for a great fit. It's made from pure linen so it feels cool and comfortable to wear Only available in XXXL

DD-G Contrast Embroidered Non-Padded Bra, at Marks and Spencers
Soft and comfortable, this bra is specially designed for fuller busts. It's underwired and structured to give great support and a flattering enhanced shape

Collections - PB BK END GIRAFFE, at Marks & Spencer
Manufacturer: Marks & Spencer

Younger Boys' Pure Cotton Dinosaur Pyjamas, at Marks and Spencers
Fun and fashionable, these comfy pure cotton pyjamas feature cute dinosaur motif

Pure Cotton Spot Print Shortie Pyjamas, at M+S
Pretty and feminine, these spot print shortie pyjamas are made from soft breathable cotton for a comfortable night's sleep

Enclos Des Pins Merlot 2008 - Case of 12, at Marks & Spensers
Style: Medium dry Country of origin: France Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Glass Bead Long Necklace, at Marks & Spencer
Multi-coloured beads Long length

Panasonic 37'' TX-P37X10 HD Plasma TV, at Mark & Spencers
Display: 37 inch plasma screen, 737,280 (1,024 x 720) pixels HD Ready: This TV is able to display sharper, clearer and more vibrant High Definition images when connected to an HD compatible device Dynamic contrast ratio: 2,000,000:1; Native: 20,000:1 Integrated Digital Tuner: Provides access to all Freeview™ terrestrial digital channels and radio stations (subject to coverage in your area) Dimensions: W929 x H596 x D105 mm (without stand), W929 x H639 x D334 mm (with stand) Weight: 22kg (without stand), 24kg (with stand) V-Audio: Unique sound technology that delivers crystal-clear sound with superior bass performance Connectors: 3x HDMI, S-video input, component video input, PC input and 1 x headphone jack VIERA Superior Picture Quality: The VIERA system provides richly expressed images with enhanced contrast Digital Cinema Colour: Superb colour reproduction with 4,096 equivalent steps of gradation SD Card Slot: View your treasured photos on the big screen by simply removing your camera's memory card and sliding it into the SD card slot Intelligent Frame Creation: Intelligent Frame Creation achieves excellent moving picture resolution and flicker-less images VIERA Link: Enables you to control all your Panasonic AV systems with only one remote Use wall mount T042104 to perfectly mount this TV, Manufacturer: Marks & Spencer

Pure Cotton Hannah Montana Glitter Rock T-Shirt, at Mark's & Spencer
Fans of Hannah Montana will love this cotton t-shirt featuring the popular character. A practical, easycare style

Scrapbook Cupcake 18th Birthday Card, at Marks & Spencer
Cover text: Happy birthday 18 Inside message: Have a great day! This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 150 x 150mm

Marks & Spencers Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencers Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Mark's & Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco's:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencers Money UK and European Breakdown Cover, since it covers you as a passenger too.