Besides Marks & Spencers Car Insurance, M&S Financial Services Credit Cards and other financial products, M&S Financial Services Buildings & Contents Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Financial Services Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spencers purchases are also protected while you take them home.

Also, on both M&S Financial Services Premier Buildings & Contents Insurance and Standard Buildings & Contents Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

There are lots of ways to save money using M&S Financial Services. Not least of these is M & S Standard Car Insurance. With M&S Financial Services you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Financial Services, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks and Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M+S Money, you get more, and you pay less.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days M+S, through its M&S Financial Services website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Buildings & Contents Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Push-Up Lace Padded Balcony Bra, at Marks & Spensers
Soft and comfortable, this padded bra is ideal for everyday wear. Underwiring and padding give an uplifted and enhanced natural shape

Classic Pearl Effect Necklace, at Mark's & Spencer
Clasp fastening Pearl effect Necklace length 64cm

Griffin iClear for iPod Nano Invisible Protection, at Marks & Spencers
iClear provides total protection and total access to screen, controls, ports, and switches Simply place your iPod into iClear's front casing and snap the rear section in place Includes a static peel screen protector and premium cleaning cloth, for proper care and protection of your touchscreen Available in package configurations with or without armband

Adored Comfort Pansy Lace Shorts, at Marks and Spencers
Delicate and pretty, these briefs are made from the softest fabric and trims, so they feel blissfully comfortable to wear. The modern shorts style gives a flattering shapely fit. Feminine everyday lingerie

Meccano Road Monsters Construction Set, at Mark & Spensers
Suitable for ages 3+ Imaginative play 4 fun models to build and play with Over 95 parts Tools included This product conforms to the EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

3D Heart & Text Wife Birthday Card, at Mark's & Spencer
Cover text: Wife, Birthday wishes to my wonderful wife, To my wonderful wife birthday wishes, Wife birthday wishes to my wonderful, Wishes to my wonderful wife birthday, Wonderful wife birthday wishes to my, To my wonderful wife birthday wishes, Birthday wishes to my wonderful wife, Wife birthday wishes to my wonderful, Wishes to my wonderful wife birthday, Birthday wishes to my wonderful wife Inside message: Blank for your own message Approx size: Unfolded: 150 x 150mm

M&S Super Juicer, at Marks and Spencer
35 watt Automatic switch on Anti-drip spout Includes cord storage and lid Stainless steel finish 1 litre capacity H32 x D17cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click

Formula Calming Day Cream, at Marks & Spensers
Contains chamomile and vitamin E Especially formulated for sensitive skin Hypoallergenic 50ml

The Floral Collection Lavender Moisture Rich Hand Wash, at Marks and Spencers
Lavender fragrance Moisture rich Hand wash 250ml

Pure Cotton Canvas Holiday Shopper Bag, at Marks & Spencer
Fashionable and practical, this shopper bag is a useful accessory with bags of style!

Die Cut Shoe Print 18th Birthday Card, at Marks & Spencers
Approx. size: 215 x 150mm Cover text: 18 Inside message: Blank for your own message

Autograph Loretto Right-Hand Chaise, at Marks & Spencers
All-weather synthetic rattan Silver-effect rattan Quick drying foam seat pad made from 100% polyester H62 x W200 x D97.5cm Seat H30.5cm Suitable for indoor or outdoor use This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Oval Face Roman Numeral Watch, at Mark & Spencers
Oval face Analogue Roman numeral Leather-effect strap

Pair of Olive Trees, at Mark & Spencers
These two small olive trees are great for your patio or doorstep. Ready for replanting into your own pot Available for delivery from 1st April to 30th September 2009

Chevron Panel Stripe Skirt, at Marks & Spencer
Long and lovely, this stripe print paneled skirt is designed to fit and flatter. A smart modern look

3 Younger Boys' Cotton Rich Spider-Man™ Trunks, at Marks and Spencers
Fans of Spider-man™ will love this pack of 3 cotton rich trunks featuring the popular character. Fun, practical and great value

Blue Harbour Straight Leg Stretch Denim Jeans, at Marks and Spencer
Relaxed and casual, these straight leg jeans are made with stretch for comfort and ease of movement

Linen Blend Sleeveless Shell Top, at Marks and Spencer
This sleeveless top will make a useful addition to your wardrobe. It features pretty pintuck detailing for a stylish casual look

125 Years Pure Cotton Long Sleeve Check Shirt, at Marks & Spencers
Part of the Commemorative Collection, celebrating 125 years of M&S. Featuring smart styles inspired by our archives

Per Una Modal Rich Spot Print Bra, at Mark & Spensers
Modern and colourful, this spot print bra is embellished with a stylish contrast lace trim. It's underwired for extra support and the plunge style gives an enhanced shape. Pretty everyday fashion

Xenon Collection Wheeled Holdall, at Marks & Spenser
Free 5 year guarantee This smart and convenient holdall is perfect for short trips away. It comes with rollerglide wheels to make it easier to transport

Leather Formal Gun Metal Buckle Belt, at Marks and Spencer
Add a smart finishing touch with this leather belt

Tile Print Crook Umbrella, at Marks & Spencers
Brighten up rainy days with this stylish lightweight umbrella

Autograph Pure Cotton Hooded Zip Fastening Top, at Marks and Spenser
Fashionable and contemporary, this hooded top is part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail makes it exceptionally stylish and comfortable

Disney Fairies Glitzy Greetings Kit, at M & S
Suitable for ages 5+ Includes : 9 card shapes, 9 sticky pads, 8 envelopes, 8 cards, stickers sequins and a glitter glue Comes with a hair clip, badge and ribbon Develops creativity Disney This product conforms to the EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Single Breasted Suit Jacket, at M&S
Smart and classic, this single breast jacket is outstanding value. A practical, hardwearing and easycare style

Lichfield 5-Drawer Tall Chest & 2 Bedside Chests Set, at Marks & Spencer
5-drawer tall chest: H119 x W66 x D50cm Bedside chests: H60 x W50 x D50cm Bedside chests have 3 drawers Made from White Oak solids and veneers Finished with 3 coats of durable, clear lacquer of mid sheen Drawers made from solid European hardwood Handles made from solid European hardwood Side panels are veneered Top panel is veneered with solid oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Wallace & Gromit Playing Cards, at M & S
Pack contains: 52 playing cards Approx. card size: 77 x 107mm This product conforms to the EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Classic Plain Long Sleeve Pyjamas, at Marks & Spencers
Crisp and comfortable, these cotton blend pyjamas are outstanding value

3/4 Length Sleeve Stripe Shirt, at Marks & Spencer
This fab 3/4 length sleeve top features a stunning stripe design. A sophisticated new look, perfect for this season

M&S Financial Services offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Financial Services Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Financial Services UK and European Breakdown Cover, since it covers you as a passenger too.