M&S Finance Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Finance Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

When you're shopping at Marks & Spensers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Finance. Offering everything from savings accounts and credit cards, to Buildings Insurance and Car Insurance, there's a lot more going on at Marks & Spenser than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Finance. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Finance, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Finance website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

M&S Finance offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Finance Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks n Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Finance UK and European Breakdown Cover, since it covers you as a passenger too.

Collezione Pure Silk Mixed Stripe Tie, at Marks and Spencer
Stylish and luxurious, this pure silk tie is part of Collezione, a sophisticated menswear collection inspired by Italian tailoring

3 Cool & Fresh Pure Cotton Assorted Hipsters, at Marks and Spencer
Made from soft breathable cotton, these comfy hipsters are ideal for everyday wear

Step Ladder Bookcase - Natural, at Marks & Spencers
H190 x W60 x D39.5cm Lean-to shelving unit Crafted from rubberwood Delivered flatpack due to size Some self-assembly required. Delivered boxed to your door. You will need to unpack, assemble and position the item yourself This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Knitted Cropped Cardigan, at Marks & Spencers
Modern and stylish, this cardigan features 3/4 length sleeves. A great work-to-evening style

3 Authentic Woven Pure Cotton Stripe Assorted Boxers, at Marks and Spencer
Made from soft breathable cotton, these comfy boxers are ideal for everyday wear

Handcrafted Photographic Anthony Bear Valentine Card, at Marks and Spencers
Cover text: Be my Valentine Inside message: Guess who? This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: Unfolded: 230 x 114 mm

Autograph Sheer Gloss Lipstick, at Mark's & Spencer
Light, sheer lip colour for smooth, glossy lips SPF 15 Fragrance free Hypo-allergenic

Handcrafted Brief Encounter Valentine Card, at Marks n Spencer
Cover text: A Brief Encounter... ... on Valentines Day Inside message: With love Approx size: 150 x 150mm

Autograph Wool Blend Funnel Neck Coat, at M&S
Contemporary styling and superior finishing makes this Autograph funnel neck coat a fashionable choice for this season

Handmade Swirl Glass Bowl, at Marks & Spencer
Handmade Round shape Swirl design, Manufacturer: Marks & Spencer

5 Pairs of Younger Girls' Cotton Rich Assorted Socks, at MarksandSpencer
Fun and fashionable, this pack of 5 pairs of cotton rich socks features assorted design

Single Sprung-Edge Divan with 2 Large + 2 Small Drawers & M300 Mattress, at Marks n Spencer
Double mattress (4ft 6in): W135 x L190 cm King size mattress (5ft): W150 x L200cm Super king size mattress (6ft): W180 x L200cm Single divan (3ft): W90 x L190cm Double divan (4ft 6in): W135 x L190cm King size divan (5ft): W150 x L200cm Super king size divan (6ft): W180 x L200cm Mattress depth: 24cm Divan height: 41cm Large Drawer: 14 x 78 x 52cm Small Drawer: 14 x 40 x 52cm Mattress filling made from resilient foam and polyester fibre Mattress has reinforced side stitching giving greater edge support Individually pocketed springs Pocket sprung mattresses give a flexible feel Mattress spring count: 896 Can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Limited Collection Double Buckle Strap Shoes, at Marks & Spenser
Round toe Double buckle strap fastening Stitch detail Mid heel Heel height: 35mm Comes in sizes 3-8, including half sizes

Suzie Damask Jacquard Duvet Cover, at Marks and Spencer
Comes in single (3ft), double (4ft 6in), kingsize (5ft) and super-kingsize (6ft) Damask jacquard design Cotton rich, Manufacturer: Marks & Spencer

5 New Lace Shorts, at Marks and Spenser
Smart, snug and easy to care for, these cosy shorts combine a flattering fit with a lace design and stretchy fabric to create the perfect knickers for day to day wear

Digital Photo Frame with Detachable Keychain, at Marks & Spensers
Digital photo frame with detachable keychain and stand. Keep your favourite photographs with you. View your photographs individually or create a slideshow, you can also rotate and edit your photographs using your computer

Lambswool Blend Long Socks, at Marks and Spencer
Warm and comfortable, these easycare socks are made from a blend of finesoft lambswool and resilient nylon so they have the softness, breathability and absorbency of wool and are hard wearing. A reinforced heel and toe gives extra durability

Fairtrade Lily Bouquet, at Mark & Spensers
This beautiful Fairtrade flower bouquet, featuring white Oriental lilies and lovely gypsophila, is sure to make someone smile Fairtrade Certified Flowers Available for delivery from 1st April to 30th September 2009

Dad Stripy Text 50th Birthday Card, at Marks & Spencer
Cover text: 50 Dad Inside message: Blank for your own message 178 x 125mm

Blue Harbour Pure Cotton Short Sleeve Oxford Shirt, at M+S
Relaxed and stylish, this short sleeve shirt is made from pure cotton, so it feels soft and comfortable to wear

Dry Cured Rack Joint with a Pomegranate Molasses Glaze, at M+S
10 rib Serves 10-12 Ready to cook Suitable for freezing 3kg As featured on page 37 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Classic Collection Self Check Blouse, at Marks and Spencers
Smart and stylish, this self check blouse will give your look an instant lift. It looks lovely worn with plain skirts or trousers in coordinating colours from the Classic collection

Portfolio Bobble Choker Necklace, at Marks and Spencer
Choker style Clasp fastening Adjustable length Bobble design Necklace length 41cm, extendable by 8cm

Ingredients Lemon Bath Cream, at Mark's & Spencer
Lemon scented 500ml Ingredients: Aqua, Sodium Laureth Sulfate, Cocamidopropyl Betaine, Polysorbate 20, Sodium Chloride, PEG-18 Glyceryl Oleate/Cocoate, Sodium Styrene/Acrylates Copolymer, Benzophenone-3, Disodium EDTA, Parfum, Limonene, Citral, Linalool, Polyquaternium-39, Triethylene Glycol, Benzyl Alcohol, Alcohol Denat. Citronellol, Propylene Glycol, Geraniol, Benzyl Benzoate, Hexyl Cinnamal, Citrus Medica Limonum Oil (Lemon Oil), Sodium Lauryl Sulfate, Citric Acid, Magnesium Nitrate, Methylchloroisothiazolinone, Methylparaben, Magnesium Chloride, Methylisothiazolinone, Propylparaben, CI 19140, CI 15985

Wave Bedset, at MarksandSpencer
Manufacturer: Marks & Spencer

Glitter Floral Luxury Wrap Pack, at Marks & Spencer
Contains: 1 x sheet wrapping paper, 1 x gift tag, 1 x length ribbon Approx size: Wrap: 685 x 98mm Tag: 115 x 65mm Ribbon: 2m

Per Una 3/4 Sleeve Mariella Blouse, at Marks & Spensers
A fashionable 3/4 sleeve blouse featuring a floral print and front tie fastening

Machine Washable Diamond Pattern Tie, at Marks & Spencers
No more trips to the drycleaners! This patterned tie is machine washable

Autograph Pure Cashmere Check Scarf, at Marks and Spencer
Indulge in a touch of stylish luxury! This beautiful scarf is woven from pure cashmere and feels wonderfully soft and warm

Limited Collection Cheryl Sunglasses, at Marks & Spencer
Bold, dark and oversized, these stunning shades make a fabulous way of wearing this seasons hot trend for classic glamour

Marks n Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings Insurance or Car Insurance, but Marks & Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Finance website. With a simple, no-hassle service, you can compare features between a number of M+S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Finance loans, credit cards or Buildings Insurance - besides a number of other insurance products, M&S Finance can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Finance insurance products (Buildings Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencers insurance products in document format too.